Planning for the changing financial needs of an increasingly affluent and long-lived population Traditionally, financial advisors focused on the growth of assets prior to retirement and aging. But, due to a dramatic shift in the economic profile and life expectancies of Americans and their dependents, there is a growing need for expert guidance on maintaining resources during the middle and later years. Written by a leading national expert, this book is a thorough guide to advising mature clients for financial advisors, investment counselors, and attorneys. Professor Neal Cutler acquaints readers with the latest trends in retirement, estate planning, longevity, health and long-term care, and other key issues that must be taken into consideration when developing financial plans. And he provides proven strategies for developing solid financial plans that will provide for their clients’ needs under all conceivable conditions. Neal E. Cutler, PhD (Chester, PA), holds the Joseph E. Boettner/Davis W. Gregg Chair of Financial Gerontology at Widener University in Chester, PA. He is also Director of Financial Literacy 2000, a national effort to assess the public’s financial knowledge and confidence regarding age, retirement, and health.